Services

Working Capital Loan File Support
Structured support for CC, OD, and working capital proposals
Ideal for traders, wholesalers, manufacturers, and service businesses seeking working capital limits.
Review of business profile, banking conduct, turnover pattern, GST or sales trail, and liabilities.
Identification of document gaps affecting appraisal quality or likely bank queries.
Support for financial data inputs, stock-debtors-creditors details, and projected requirement.

Term Loan Proposal Support
Sharper structuring for expansion and asset funding cases
Designed for machinery purchase, expansion, equipment acquisition, commercial vehicle purchase, or project-based funding.
Review of borrower profile, business performance, promoter background, and funding purpose.
Assessment of quotations, project cost, margin contribution, and repayment assumptions.
Support in organizing financials, statements, tax documents, collateral details, and project papers.

Renewal / Enhancement Support
Better review readiness for existing borrowers
Useful for businesses seeking renewal of working capital limits or enhancement based on growth and funding need.
Review of current sanction terms, account conduct, turnover performance, and repayment track.
Assessment of the justification for renewal continuation or enhancement need.
Support for updated financials, banking records, stock statements, and collateral coverage presentation.

Stressed Account Restructuring Advisory
Realistic support during repayment pressure and stress situations
Advisory for businesses facing irregular account conduct, temporary cash flow stress, or restructuring discussions.
Review of stress factors, liabilities, repayment bottlenecks, and operating cash flow position.
Assessment of restructuring logic, corrective action planning, or practical repayment discussion.
Support in organizing facts, financial information, and explanation notes for constructive lender dialogue.